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- Be picky, but don’t be unrealistic. There is no perfect home.
- Do your homework before you start looking. Decide specifically what features you want in a home and which are most important to you.
- Get your finances in order. Review your credit report and be sure you have enough money to cover your downpayment and your closing costs
- Don’t wait to get a loan. Talk to a lender and get prequalified for a mortgage before you start looking. – Call me on my cell at 352-397-5182. I’ve got several GREAT lenders on-call who can answer all of your questions and would be happy to pass you some names & numbers.
- Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion.
- Decide when you could move. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area?
- Think long-term. Are you looking for a starter house with the idea of moving up in a few years or do you hope to stay in this home longer? This decision may dictate what type of home you’ll buy as well as type of mortgage terms that suit you best.
- Don’t let yourself be house rich and cash poor. If you max yourself out to buy the biggest home you can afford, you’ll have no money left for maintenance or decoration or to save money for other financial goals.
- Don’t be naïve. Insist on a home inspection and if possible get a warranty from the seller to cover defects within one year.
- Get help. Consider hiring a REALTOR® as a buyer’s representative. Unlike a listing agent, whose first duty is to the seller, a buyer’s representative is working only for you. And often, buyer’s reps are paid out of the seller’s commission payment.
If you have any questions about any of these tips, please don’t hesitate to call me on my cell phone at 352-397-5182 or email me at Josh@HernandoLuxuryHomes.com! We’re here for you 24/7 and truly appreciate the opportunity to EARN your business!
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About the Author
Josh Hanoud is the #1 Top Producing Agent at Tropic Shores Realty in Spring Hill, FL and in the top 3% of all real estate agents in Hernando County, Florida (2007). He also happens to be the founder of the
Hernando Luxury Homes website which aims to showcase the best properties that Hernando County and the surrounding Nature Coast has to offer. Whether buying, selling, relocating, or investing - Josh is proud to offer a higher level of service. Contact him today at 352-397-5182 or Josh@HernandoLuxuryHomes.com to see what he can do for you.
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