How Much of a Mortgage Can I Afford?

Post Author: Joshua Hanoud
Tropic Shores Realty
Josh's Website: http://www.HernandoLuxuryHomes.com
Post Date: March 15, 2008
Filed Under: Get Ready to BUY! | Have a Question or Comment?

Not only does owning a home give you a haven for yourself and your family, it makes great financial sense, too.

This calculation assumes a 28 percent income tax bracket. If your bracket is higher, your savings will be too.

Rent: _________________________

Multiplier: X 1.32

Mortgage payment:__________________

Because of tax deductions, you can make a mortgage payment—including taxes and insurance—that is approximately one-third larger than your current rent payment and end up with the same amount of income.

For more help, use the Fannie Mae’s online mortgage calculators.

If you have any questions about the real estate process, please don’t hesitate to call me on my cell phone at 352-397-5182 or email me at Josh@HernandoLuxuryHomes.com! We’re here for you 24/7 and truly appreciate the opportunity to EARN your business!

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Post Author: Joshua Hanoud
Tropic Shores Realty
Josh's Website: http://www.HernandoLuxuryHomes.com
Post Date: March 15, 2008
Filed Under: Get Ready to BUY! | Have a Question or Comment?
About the Author
Josh Hanoud is the #1 Top Producing Agent at Tropic Shores Realty in Spring Hill, FL and in the top 3% of all real estate agents in Hernando County, Florida (2007). He also happens to be the founder of the Hernando Luxury Homes website which aims to showcase the best properties that Hernando County and the surrounding Nature Coast has to offer. Whether buying, selling, relocating, or investing - Josh is proud to offer a higher level of service. Contact him today at 352-397-5182 or Josh@HernandoLuxuryHomes.com to see what he can do for you.

View other posts by Josh

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