08 The 2 Best Waterfront Deals in Hernando Beach

I came across these two homes while working with some investors the other day, and now I feel the need to pass the opportunity along. These are the 2 Best Waterfront Deals in Hernando Beach - and if you are even REMOTELY interested in living on the Gulf of Mexico, you need to Read more

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Mercedes Homes Hernando County Real Estate Inventory

OK - Mercedes just dropped their prices again, so I had to repost this one because these are some INCREDIBLE deals for homes like these. Call me ASAP for more information or to schedule a showing! These will absolutely Read more

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Amendment 1 Florida Property Tax Questions & Answers

Do I have to apply for this additional Homestead Exemption?: No, the additional exemption will automatically be applied to all property that currently is receiving a Homestead Exemption as long as the Assessed Value exceeds $50,000.
Am I going to save as much on the additional $25,000 Homestead as I did with my existing $25,000 Homestead Exemption?: No, the additional Homestead Exemption applies to all levies with the exception of the School District, which makes up a large portion of your Millage Rate.
Can I also apply for my other additional exemptions such as Widows/Widowers, Disability or Low Income Senior Exemption and qualify for the additional Homestead Exemption?: Yes.
How is this additional exemption calculated?

Short Sale, Short Sale, Short Sale!!!

I’m sure you’ve heard this buzz-word repeatedly over the past few months…especially if you’ve been paying attention to the Hernando County Florida Real Estate Market.

The big question, though, is “What exactly IS a short sale?“

WELL - a short sale occurs when a bank agrees to take less than a homeowner owes as payment in full for the loan. The easiest way to explain this is with an example.

Say you owe $200,000 on a very nice home that you bought in Spring Hill, but because the market has been declining, your home is now only worth $180,000. You go to the bank and say “I’ve got an offer on my home of $180,000 and I need to sell it…I know that I owe you $200,000…but I can’t afford my payments and if you don’t take the $180,000 you will have to foreclose on my home”. The bank then looks at the numbers and makes a determination as to whether they would rather take the $180,000 (and lose $20,000 on their loan amount) or foreclose on the property, sell it at auction, and hope to make more than the $180,000 when all is said and done (foreclosures are expensive for a bank…and you never know where the property will end up price-wise at auction…so in many cases, short-sales can work out better for everyone involved).

Sounds like a great thing, right? SIGN ME UP!

The time is now to buy your Florida vacation home.

The market is down which means prices are finally back to being affordable. Good. Interest rates are down, way down. Bonus. There are many homes to choose from, and finding the perfect home that meets your needs and lifestyle has never been easier. BINGO!Please don’t delay. If you’re looking into purchasing your own place under the sun here in Florida, give Josh a call and let us make it happen.If your considering Spring Hill, or the surrounding Tampa Bay area, Read more