OwN3d bY SaLeM

Hacking sites will not STOP !!!
Unless Gaza is Free
WE want the freedom for palastain
USA said
that Israil will stop attcking gaza
However we Don't believe on that And hacking is
On

Email: Network@hotmail.com

Twitter: @X9_

Zone-H

#GazaUnderAttack

Gr3at T0

Sad8 Ale7sas| Abohy6 | Dr.7mo | Yasser | Khaled | Halule | BlackHeart |ReLaX | Brhoom

   All   My   Friend

RE News | Spring Hill Homes for Sale

New Construction Homes in Spring Hill – 1965 SF Living for Only $134,900 (Includes the Lot!)

There are 5 lots currently available on which you can build one of these fantastic Hartland Homes for only $134,900

This would be a new build project and according to my good friends at Hartland Homes the build will take 3-5 months from the time you sign the paperwork (timeframes are largely dependant on permitting).

If this sounds interesting, call me on my cell phone at 352-397-5182 or email me at Josh@HernandoLuxuryHomes.com and we’ll get you all set up!

You could potentially be in your brand new home in as little as 3 months!


The map below shows the 5 lots currently available at this price. Click on the map markers (in blue) to get tax records as well as a Street View of each property.


View Larger Map

Again, if this sounds interesting, call me on my cell phone at 352-397-5182 or email me at Josh@HernandoLuxuryHomes.com and we’ll get you all set up!

Bookmark This Post


delicious New Construction Homes in Spring Hill   1965 SF Living for Only $134,900 (Includes the Lot!) feeds New Construction Homes in Spring Hill   1965 SF Living for Only $134,900 (Includes the Lot!) technorati New Construction Homes in Spring Hill   1965 SF Living for Only $134,900 (Includes the Lot!) stumble New Construction Homes in Spring Hill   1965 SF Living for Only $134,900 (Includes the Lot!) digg New Construction Homes in Spring Hill   1965 SF Living for Only $134,900 (Includes the Lot!)

Christmas in Hernando County, Florida

Saw a fantastic article by Michael D. Bates in the Hernando Today newspaper…Here’s an excerpt that I thought was worth sharing…

Ten things you can do on Christmas Day in Hernando County that you can’t do in the north:

  1. Go Christmas caroling in your shorts and T-shirt.
  2. Open your new bicycle or skateboard and go outside and use it immediately.
  3. Call your relatives and friends in New York from the comfort of your outdoor hot tub.
  4. Go to Pine Island and swim in water – not walk on it.
  5. Take pictures of you in your swimsuit, download them and send them to your friends shivering in below-30 temperature zones. Make sure you include the greeting, “Wish you were here!” (It drives them nuts).
  6. Give your northern relatives here for the holidays a tour of your closet to show them all the room they would have if they didn’t have it filled with down jackets and parkas.
  7. Go to Veterans Park with those same visitors, have a barbecue, play volleyball and remind them they will have to wait at least half a year to do that where they live.
  8. Wash and wax your car, but make sure you have adequate sun screen protection.
  9. Bend your elbow and enjoy a highball instead of a snowball.
  10. Be thankful your only contact with salt is from a shaker and not from a 60-pound bag in your garage.

To be fair, the article also had a list of 10 things you CAN’T do during the Christmas Season here in Hernando County…but you’ll have to go to the original article to read that part.

Bookmark This Post


delicious Christmas in Hernando County, Florida feeds Christmas in Hernando County, Florida technorati Christmas in Hernando County, Florida stumble Christmas in Hernando County, Florida digg Christmas in Hernando County, Florida

Loan Modifications…Looking Back – How’re We Doing?

This post came about after reading this article at CNNMoney.com about how we’re doing with the Loan Modifications.

I’ve said it before, and I’ll say it again (and you don’t have to like me for it…but I feel it’s the truth). Capitalism must be allowed to play itself out. You cannot change the rules of a game that is already set in motion and so indoctrinated into the very fabric of our economy it might as well be likened to Gravity in Nature.

Bailouts, whether for the financial industry, or the auto industry, or any other industry are band-aids…short term fixes that wear off and lose their stickiness after a relatively short time. The problem – as I’ve said before is that we’ve got a broken leg, and you can’t fix that with a bandaid. A broken leg must be re-set (and it’s going to hurt, big time) and then allowed to heal over time if it’s ever going to mend properly.

Do I feel bad for the people losing their jobs in the auto industry and the people who are losing their homes to foreclosure? Absolutely. They are the casualties and unfortunately most of them had no say in how it went down – the blame and fault doesn’t lie with them.

But regardless of how I may feel about them and their situation, companies that make cars that people don’t want to buy are supposed to go out of business. Companies that are mismanaged to the point where they need BILLIONS of dollars in taxpayer money to sustain them for just a few months are absolutely supposed to go out of business. People who bought a home they couldn’t afford because they thought they’d be fine and able to figure it out the details later CANNOT keep their homes (as much as we’d all like that to be the case…).

That’s trying to cheat the game…it’s trying to work against gravity…but gravity is a natural law…it’s the rule of the game…you can’t change it and fighting it will only put you in a worse position than you were in beforehand.

Does it hurt? Like setting a broken leg – yes it does. Is a bailout going to help? In the short term – perhaps…in the long term…absolutely not. Funds transferred to a company that is unable to turn a profit are not funds well-spent. Even if it keeps you in business for an extra 4 months. Loans modified to help you keep the house you couldn’t afford to begin with…? While it may “feel” better in the short-term…it’s a band-aid on the American Economy’s broken leg…and that’s NOT helpful in the long run.

Capitalism…this game…must be allowed to run its course…as much as it hurts to do so – it will hurt more if we try and reverse gravity.

Bookmark This Post


delicious Loan Modifications...Looking Back   Howre We Doing? feeds Loan Modifications...Looking Back   Howre We Doing? technorati Loan Modifications...Looking Back   Howre We Doing? stumble Loan Modifications...Looking Back   Howre We Doing? digg Loan Modifications...Looking Back   Howre We Doing?

Government Funds for Neighborhood Stabilization Coming to Hernando County

Are you tired of looking at that broken-down foreclosure across the street with the waist-high weeds and broken window?

You may not have to worry much longer!

Hernando County is now eligible for up to 5.6 Million Dollars in Federal Aid to help mitigate the foreclosure situation and repair/restore some of those broken homes.

 Government Funds for Neighborhood Stabilization Coming to Hernando County
Homes like this may be helped by these funds and
re-sold or rented to low-medium income families.

My understanding is this…Government gets up to 5.6 Mil to purchase homes that are in foreclosure and/or blighted (unliveable) in Hernando County. The government can then either rehab the homes and sell them, or tear them down and either rebuild the home or sell the dirt. 25% of the funds must be used specifically for low-medium income housing (families whose incomes do not exceed 50% of the median area income). The homes that are not re-sold will most likely be rented out.

The purpose of this program is to stem the tide of this declining market….but is it really going to help? I’m not 100% convinced…I definitely get the intent and it’s noble and good and whatnot…but let’s use an example to illustrate my thinking…

You own a home in Spring Hill…there are two homes on your street that have been foreclosed and are really in pretty bad shape. They’ve been for sale for a while, but nobody’s jumping on them…they’re too much work for a homeowner who has other options, and they’re just not priced low enough for an investor to make the move.

The government buys both houses, renovates them and makes them pretty again, and then re-sells them….here’s the problem… it takes time to renovate a house (I know, I’ve done 4 homes in the past 5-6 months). The market is declining at about 3% per month, and the government is not selling these to people who are paying above market-value for them…they’re going to put them out on the open market just like any other seller…and they’re going to compete for the same buyers (all of whom are looking for a smokin’ deal)…only…the government doesn’t have any money directly invested in the homes, and they aren’t required to necessarily turn a profit on them….so they have a different base to start from when they’re selling and competing with you for that buyer…that one buyer/month who is looking for a home like yours (and theirs)…they can lower their price easier than you can…and once they sell for less…they become the newest comp for you (twice over, because they initially bought at a discount because the house needed work).

So…the government buys at a discount, fixes up, and then sells at a discount or rents to low-income families…does that really help you? In some ways, yes…you no longer have to drive by that house and see it looking all broken…but…if you’re trying to sell at the same time…they’re not really lowering the inventory…they’re improving your competition, and going after your buyer.

That’s my concern…Two sides to every coin, I suppose. Only time will tell.

What are your thoughts?

For more information, please see the following:

US Department of Housing & Urban Development (HUD)
Florida Department of Community Affairs
article by Barbara Behrendt at The St. Pete Times
Press Release from Gov. Charlie Crist
Information Page from StableCommunities.Org

Bookmark This Post


delicious Government Funds for Neighborhood Stabilization Coming to Hernando County feeds Government Funds for Neighborhood Stabilization Coming to Hernando County technorati Government Funds for Neighborhood Stabilization Coming to Hernando County stumble Government Funds for Neighborhood Stabilization Coming to Hernando County digg Government Funds for Neighborhood Stabilization Coming to Hernando County

What you can learn from the bankruptcy of a Hernando County Real Estate Developer – More proof that you can’t fight the rules of the real estate game.

JustMissedTheMark What you can learn from the bankruptcy of a Hernando County Real Estate Developer   More proof that you cant fight the rules of the real estate game.

Latest Hernando County Real Estate news…

Here’s a link to the Article in the Tampa Bay Business Journal that sparked the inspiration for this blog post.

As home prices in Hernando County continue to fall, and many sellers (including developers) hold out for 2006 pricing, many are finding they are unable to hold on long enough. The developer for the Hernando Oaks golf community in Brooksville, FL has filed for bankruptcy protection…the problem with that? Read on…

Developer just missed the mark?

Here’s the biggest problem with this situation…whenever a customer purchases a lot (or new construction home) in the Hernando Oaks golf community, they are required to join the golf club either as an individual, family, or social member (with an initiation fee ranging anywhere from $1,100 for a social membership (golf not included) up to $7,500 (resident family membership). This fee is non-refundable and non-negotiable and is in addition to monthly fees ranging from $55 (social membership) to $225 (family membership)…but wait…there’s no clubhouse yet…there’s no pool….no fitness center…all of which were supposed to be completed in 2005 (that’s right…2005)…and the developer just filed for bankruptcy…doesn’t look good to me, folks…

Note – monthly fees are not due until improvements are completed, but “initiation fees” are paid at the closing for the lot/home.


View Larger Map of Hernando Oaks Subdivision

Is there a lesson to be learned? Absolutely – I tell every one of my sellers the same thing…If you need to sell (not just “kinda maybe want”, but NEED), you need to beat the market, drop your price and get your home SOLD.

Since June of 2006 the market in Hernando County has been declining by 2-3% PER MONTH. Over a normal listing period of 6 months with a $200,000 home, that costs you $33,405 if your home doesn’t sell….and that’s not based on a LIST price of $200,000…that’s based on a true market value of $200,000 (in other words, if your home is worth $200k but you’re overpriced and listed at $225,000 that doesn’t matter…list price doesn’t affect market value).

If you want to know your true market value (free, and with no obligations), click the “Need a Buyer?” link and fill out the form – we’ll run some numbers and get you a true estimate of your homes value in TODAYS market within 24 hours.

Seller’s need to learn to cut their losses and move on because this is not going to turn around after the election, come January, after the bailout, etc etc etc…This is going to turn around when inventory drops back to reasonable levels.

Plain and simple.

Right now we’ve got over 5 times the inventory that we had in 2005. As long as buyers have an abundance of CHOICES, the market cannot help but continue to decline and with 19 months worth of standing inventory currently available, we’re looking at several YEARS before this changes. You can cut your losses and sell, or you can decide to wait, or you can chase the market down and end up selling for significantly less. It’s your choice, but you do need to make one.

To the buyers out there – do not be discouraged – this is an absolutely amazing time to buy property here in Hernando County! I myself have purchased four investment properties in the past 5 months. The trick is to not just “buy anything” but find the great deals and then JUMP ON THEM! The homes that are priced right are selling within DAYS, so you need to have all your ducks in a row and commit to the IDEA before you find the right house. If you find the right house first, it will most likely be gone before you’re ready to make a strong offer (pre-approvals are a NECESSITY and do take time!).

The deals are out there – I usually find 1-2 per month (yes…that’s right…1-2 per month out of over 3,500 homes currently on the market) – but they are THERE! In fact, one of my buyers is closing on his “steal” on December 5th. I can’t give you the details on it yet because it hasn’t closed, but I’ll tell you all about it then, so make sure to check back! (update – it has now closed and here’s the info!)

Here’s another article from November 12, 2008 in the Hernando Today newspaper. This one is from before the bankruptcy filing.

And another article from The St Pete Times, September 4, 2007 – possibly showing the writing on the wall even back then?

Any questions or comments, fill out the comment form below and we’ll get back to you as quickly as possible -or you can call me at 352-397-5182 or email me directly at Josh@HernandoLuxuryHomes.com – we’re always here.

Bookmark This Post


delicious What you can learn from the bankruptcy of a Hernando County Real Estate Developer   More proof that you cant fight the rules of the real estate game. feeds What you can learn from the bankruptcy of a Hernando County Real Estate Developer   More proof that you cant fight the rules of the real estate game. technorati What you can learn from the bankruptcy of a Hernando County Real Estate Developer   More proof that you cant fight the rules of the real estate game. stumble What you can learn from the bankruptcy of a Hernando County Real Estate Developer   More proof that you cant fight the rules of the real estate game. digg What you can learn from the bankruptcy of a Hernando County Real Estate Developer   More proof that you cant fight the rules of the real estate game.

More New Development for Hernando County – “If You Build It…They Will Come…”

As reported in the St Pete Times today, Hernando County has a new Development of Regional Impact (DRI) that’s one step closer to being finalized. “Sunrise” will culminate with 4200+ Single Family Residences, 600 Multi-Family Units, 75 Motel Units, 365,000 Square Feet of Commercial Space, 50,000 Square Feet of Office Space, and 40,000 Square Feet of Mini-Warehouses…yes, they are building a city inside the city of Brooksville. Possibly also to include a golf course and clubhouse….all on 1,385 Acres just south of SR-50 and east of I-75.

Take a look at the article written by Barbara Behrendt and let us know what you think. Here’s another article by Michael D. Bates in Hernando Today.

Here’s a map showing approximately where the development will be located.

View Larger Map

Bookmark This Post


delicious More New Development for Hernando County   If You Build It...They Will Come... feeds More New Development for Hernando County   If You Build It...They Will Come... technorati More New Development for Hernando County   If You Build It...They Will Come... stumble More New Development for Hernando County   If You Build It...They Will Come... digg More New Development for Hernando County   If You Build It...They Will Come...

Next Page »

We've got 30+ Buyers that we're working with at any given time - Let's see if your home is a match!
Neighborhood Sales Reports

Simply fill out the form below and we'll be happy to email you information about what's currently available for sale in your neighborhood or what's sold in the past 90 days (or both if you'd like).



First Name
Last Name
Captcha

Please enter the characters you see in
this picture:

Visual CAPTCHA

This helps prevent automated form submissions.
If you are not sure what the characters are, make
your best guess. You will have another try in the
next screen.

Can't see the image? Click here for an audible
version in English.

Need assistance with this form?

Search Site
New Resident Information Package
Click Here for the Hernando Luxury Homes New Resident Information Package
Latest Blog Entries
Blog Post Categories
Blog Archives
Links of Interest
Who We Are
Spring Hill Real Estate Joshua P. Hanoud
REALTOR-Associate
Check out my Google Profile!


Tropic Shores Realty
Cell: 352-397-5182
Fax: 866-380-0323
Josh@HernandoLuxuryHomes.com


  • About

    This is an area on your website where you can add text. This will serve as an informative location on your website, where you can talk about your site.

  • Admin




Have Any Great Pictures of The Nature Coast? Send them to Josh@HernandoLuxuryHomes.com along with a link to your website and we'll post them on the Hernando County Photo Blog and feature them here!